#MySubDiaries- My Babe Laughed at Me Because I Was Paying ₦38k Alone for ChatGPT Plus
Every week, MySubShare explores how people are embracing artificial intelligence, using digital tools, and navigating an increasingly AI-powered world. From inspiring success stories to everyday struggles, unexpected discoveries, and life-changing experiences, every story offers a revealing glimpse into how technology is transforming the way we live, work, and connect.
Today, one Nigerian shares how his girlfriend laughed at him for spending ₦38,000 monthly on ChatGPT Plus, leading him to discover a smarter, more affordable way to enjoy premium digital subscriptions.
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There are two types of people in this world: people who manage their subscriptions wisely and people like me, who can comfortably spend ₦38,000 every month on ChatGPT Plus without questioning their financial decisions.
Unfortunately, I belonged to the second category.
I used ChatGPT for almost everything: writing emails, brainstorming business ideas, creating content, researching, fixing website problems and occasionally asking questions I was too embarrassed to ask Google.
Honestly, ChatGPT had become my unofficial personal assistant. So, paying for Plus felt like a reasonable investment.
Until one evening, my babe asked me a question that changed how I looked at my subscriptions.
“Wait, you’re paying ₦38k every month for ChatGPT?”
I proudly said yes.
She paused, looked at me and burst into laughter.
Not the cute kind of laughter. The kind that makes you reconsider your entire financial life.
Then she asked, “Why are you paying all that money alone when there are smarter ways to manage subscriptions?”
And that was how my subscription-saving journey began.
How ChatGPT Became My Everyday Assistant
It started with simple tasks: correcting grammar, writing emails and generating ideas. But as someone who manages businesses, works on different projects and creates digital content, I gradually began relying on ChatGPT for much more.
I could brainstorm a business idea in the morning, troubleshoot a website in the afternoon and draft a marketing strategy at night.
When I discovered ChatGPT Plus, upgrading felt like the obvious next step. I wanted better access and more capabilities.
The problem was that I never really questioned how much I was spending.
I considered it an investment in productivity, and because I used it almost daily, ₦38,000 didn’t seem unreasonable.
But I had forgotten about my other subscriptions.
Canva Pro for graphics, CapCut Pro for video editing, Grammarly Pro for writing and other digital tools for work.
Individually, they seemed manageable. Together, they were becoming a serious monthly expense.
The Subscription-Sharing Conversation
After making fun of my spending habits, my babe introduced me to subscription cost-sharing.
She explained that some platforms provide organised ways for people to share the cost of eligible premium subscriptions rather than everyone paying the full individual price.
I had heard about subscription sharing before, but I had never taken it seriously.
The idea was simple: instead of independently paying for every eligible subscription, I could explore available shared plans and potentially reduce what I spent.
That conversation made me realise something:
Sometimes, the problem isn’t how much money you earn. It’s how much you spend paying for everything individually.
Why Premium Subscriptions Are Becoming Expensive
If you’re a Nigerian student, freelancer, entrepreneur or content creator, you probably understand this struggle.
You need ChatGPT for research and writing, Canva Pro for designs, CapCut Pro for videos and Grammarly for proofreading. You might even need Claude AI for additional assistance with coding, analysis and creative work.
Each subscription comes with its own monthly payment. Before you know it, you’re spending thousands of naira just to maintain access to the tools you need.
And because many subscriptions renew automatically, it’s easy to lose track of your expenses.
That’s why exploring smarter ways to manage digital subscriptions matters.
That’s How I Discovered MySubShare
After our conversation, I started looking for platforms that could help me manage my subscription expenses more efficiently.
That’s when I discovered MySubShare.
MySubShare is a subscription-sharing platform designed to make premium digital tools more accessible through organised cost-sharing options.
Members can explore available subscription plans, pay in naira and access different digital tools without necessarily bearing the full individual subscription cost.
From AI assistants to design, writing and creative applications, MySubShare brings several popular subscription options together.
Its philosophy is straightforward:
Share Smarter. Spend Less.
What Can You Access?
Depending on availability, MySubShare offers access options for popular digital tools, including:
- ChatGPT Plus: For writing, research, brainstorming, coding and everyday productivity.
- Canva Pro: For graphics, presentations, marketing materials and social media designs.
- CapCut Pro: For video editing and content creation.
- Grammarly Pro: For improving grammar, clarity and professional communication.
- Claude AI: For writing, coding, analysis and exploring complex ideas.
You can explore the available plans and prices directly on MySubShare.com.
How Much Could You Save?
Let’s use the advertised MySubShare member prices as an example:
| Subscription | Listed member price |
|---|---|
| ChatGPT Plus | ₦4,200/month |
| Canva Pro | ₦2,000/month |
| Grammarly Pro | ₦3,500/month |
Compare these prices with what you might ordinarily spend on individual subscriptions, and you’ll understand why cost-sharing is worth exploring.
However, always review the access arrangements, privacy conditions and provider terms before purchasing. Shared access may not be permitted under every subscription provider’s rules.
The Lesson My Babe Taught Me
When I eventually told my friends about the conversation, they found it hilarious.
One asked why I needed to spend ₦38,000 on ChatGPT when I could explore other subscription arrangements. Another said my babe deserved a financial adviser award.
Honestly, I couldn’t argue.
I had spent so much time thinking about increasing my income that I barely paid attention to the money leaving my account through recurring subscriptions.
The lesson was simple: being productive shouldn’t mean spending carelessly.
Before renewing another subscription, take a moment to review what you use, compare available options and choose what works for your needs and budget.
And if there’s one thing I learned from that conversation, it’s this:
Your babe might not always be right, but when she’s helping you save thousands of naira, you should probably listen.
Ready to rethink how you pay for premium digital tools?
Visit MySubShare, explore available subscriptions and discover a smarter way to manage your digital expenses.
MySubShare — Share Smarter. Spend Less.
Get the subscriptions in this article for less
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